Bookkeeping Tiers & Pricing

A bookkeeper keeps the day-to-day financial record of your business accurate and current: categorizing transactions, reconciling bank and credit card accounts, and producing the reports that everything else depends on.

Your tax preparer needs those records to file correctly. A lender needs them to judge whether you can repay a loan.

But the most important use is you: those same numbers are how you make decisions about your own business. We build this into our Summit Strategy Sessions and monthly management meetings — a framework for reading what your books are actually telling you, so you can make better calls about where the business goes next.

It's the same reason public companies are required to report earnings on a regular basis: their owners — the shareholders — need current numbers to judge the company's prospects. You're the owner of your company, and you deserve the same clarity, even though you're also the one who gets to act on it.

It depends on transaction volume, number of accounts, and complexity. Our tiers run from The Foundation ($500/mo) for solopreneurs and micro-businesses up to The Scale ($2,200/mo) for established, multi-entity businesses.

Each tier has a one-time setup fee that also covers your first three months. See the tier comparison above for what each level includes.

Bookkeeping is the ongoing, transactional work — recording and reconciling what already happened in your accounts.

Accounting is the higher-level work built on top of clean books: managing receivables and payables, invoicing, tax planning, financial statements, forecasting.

You need accurate bookkeeping before any of that higher-level accounting work can be trusted, which is why we treat it as its own foundational service.

If your revenue and your assets are both under $250,000, DIY is often perfectly workable. That's exactly the situation we built BookkeepingBuddy for: upload your bank statements, and the AI extracts and categorizes the transactions into a profit & loss statement for you.

$250,000 is a meaningful line because that's the threshold at which your business is required to file Schedule L, which ties your income tax return directly to your bookkeeping records. Past that point, DIY usually isn't enough — you need a professional making sure everything reconciles correctly.

A few things can push you toward professional bookkeeping even under $250,000: complex receivables (people who owe you money), complex payables (people you owe), or inventory to track. Any of those add enough moving parts that the risk of a DIY error outweighs the cost of handing it off.

Software like QuickBooks and AI tools can speed up data entry, but they don't catch miscategorized transactions, reconcile discrepancies, or know your business well enough to flag something that looks wrong.

Our tiers use that software as a tool, not a replacement — a person is still reviewing and reconciling your books every month.

Bookkeeping doesn't require anyone to be in your office. Our service is fully remote: we connect securely to your bank and credit card accounts and coordinate with you by email or scheduled meetings, depending on your tier.

Location isn't a factor in who you work with.

Clean books are what everything else is built on — accurate tax filings, the ability to get financing, and knowing whether the business is actually profitable instead of guessing.

Bookkeeping mistakes tend to stay invisible until tax time or a loan application, when they become expensive to fix.